CIBIL 700+
Minimum credit score
100 Club · May 2026 Batch Open
India's Group
Home Loan Rate Club
We group 100 qualified borrowers every month and negotiate a better home loan rate with nationalized bank relationship managers as a single block. More leverage. Better offers. Zero upfront fee.
Live Batch Progress
Live · Updated Today
49/100
Remaining Seats
51
49% of monthly batch filled
24 days left to close
Who Qualifies
We review every application before admission — to protect the quality of each batch.
Zero Overdues
No pending loan defaults
12-Month Repayment
Consistent payment history
Any Financial Institution Loan
Bank/NBFC/HFC loans eligible after screening
Active Home Loan / Top-up
Top-up and Home Loan Advantage variants are eligible
How It Works
01
You apply online
02
We review eligibility
03
Admitted to batch
04
Bank rates negotiated
05
You receive offer letter
06
Accept or walk away
₹0
Upfront Fee
<1%
Members Who Exit
100
Max Batch Size
Any FI
Loan Source
Enrollment Open · May 2026
Apply for Membership
Admission is merit-based. Profiles are screened before entering the active batch. No fee for review. No commitment unless terms satisfy you.
49/100 filled51 seats left
3-Month Track Record
Verified performance from recent closed batches — updated every month.
Apr 2026
₹1.25L - ₹2.05L
average savings range
Enrolled: 100/100
Offers issued: 64 of 100
Mar 2026
₹1.10L - ₹1.90L
average savings range
Enrolled: 96/100
Offers issued: 58 of 96
Feb 2026
₹95K - ₹1.72L
average savings range
Enrolled: 92/100
Offers issued: 53 of 92
All recent batches ran at or near full capacity. Demand consistently exceeds the 100-seat limit.
Our Commitment
Transparency first
We verify your eligibility before proceeding — and share a full rate offer from the bank before you commit to anything. If the offer doesn't work for you, simply exit. No fee, no pressure, no follow-up calls beyond what you ask for.