Tools

Home Loan Calculators

Every tool here is built around one question: are you paying what you should? Start with the Overpayment Checker — it takes under 60 seconds.

Most used

Overpayment Checker

See exactly how much extra you paid on your floating-rate loan vs. the best available market rate — month by month. Most borrowers find ₹50,000–₹3L in overpayment.

Check My Overpayment
Pre-takeover

EMI Calculator

Calculate your monthly EMI, total interest outflow, and the impact of a processing fee on your net disbursal. Compare your current EMI against a potential takeover rate.

Calculate EMI
Decision tool

Investment Growth Calculator

Estimate how a monthly SIP grows over time with a step-up strategy. Use this to decide whether extra funds are better deployed as prepayment or investment.

Project Growth
Coming soon

Balance Transfer Savings

Evaluate the net benefit of switching your home loan to a lower rate — factoring in processing fees, remaining tenure, and the breakeven point.

Coming Soon
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